Privacy Policy

Your privacy matters to us

Last updated: January 2025

1. Information We Collect

At brelmoranidamedia, we collect various types of information to provide you with our budget strategy services and enhance your experience. This information helps us understand your financial goals and deliver personalized recommendations.

  • Personal Information: Name, email address, phone number, and postal address when you create an account or contact us
    • Account registration details
    • Profile information and preferences
    • Communication preferences
  • Financial Information: Budget details, income ranges, and financial goals you choose to share
    • Budget categories and spending patterns
    • Financial objectives and targets
    • Savings goals and investment preferences
  • Usage Data: Information about how you interact with our platform and services
    • Pages visited and features used
    • Time spent on different sections
    • Device and browser information

2. How We Use Your Information

We use the information we collect to provide, maintain, and improve our services. Your data helps us create a more personalized and effective budget strategy experience.

Purpose Data Types Used Legal Basis
Service Delivery Personal & Financial Information Contract Performance
Account Management Personal Information Contract Performance
Platform Improvement Usage Data Legitimate Interest
Customer Support Personal & Communication Data Contract Performance

3. Data Sharing and Disclosure

We respect your privacy and do not sell your personal information to third parties. However, we may share your information in specific circumstances to provide our services or comply with legal requirements.

Service Providers

We work with trusted third-party service providers who help us deliver our services. These providers include cloud hosting services, analytics platforms, and customer support tools. All service providers are contractually bound to protect your information and can only use it for the specific services they provide to us.

When We Share Information

Legal Requirements: When required by law, court order, or regulatory authority
Service Providers: With trusted partners who help deliver our services
Business Transfers: In the event of a merger, acquisition, or sale of assets
Consent: When you have given explicit permission for sharing

4. Your Rights and Choices

You have significant control over your personal information. We believe in transparency and want to ensure you understand and can exercise your rights regarding your data.

A

Access Your Data

Request a copy of all personal information we hold about you. We'll provide this in a readable format within 30 days.

U

Update Information

Correct or update any inaccurate or incomplete personal information through your account settings or by contacting us.

D

Delete Your Data

Request deletion of your personal information, subject to legal and legitimate business requirements.

P

Portability

Request your data in a machine-readable format to transfer to another service provider.

R

Restrict Processing

Request that we limit how we use your personal information in certain circumstances.

O

Object to Processing

Object to our processing of your personal information based on legitimate interests.

5. Data Security

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Your trust is paramount to us.

Our Security Measures

  • End-to-end encryption for all data transmission and storage
  • Regular security audits and penetration testing
  • Multi-factor authentication for account access
  • Limited access controls and employee training
  • Secure cloud infrastructure with industry-leading providers
  • Regular software updates and security patches

6. Data Retention

We retain your personal information only for as long as necessary to provide our services and comply with legal obligations. Different types of data have different retention periods.

Data Type Retention Period Reason
Account Information Duration of account plus 2 years Service provision and support
Financial Data 7 years after account closure Regulatory compliance
Usage Analytics 2 years Platform improvement
Communication Records 3 years Customer support and legal

7. International Data Transfers

As an Australian-based company, we primarily store and process your data within Australia. However, some of our trusted service providers may be located overseas, particularly in the United States and European Union.

Cross-Border Data Protection

When we transfer your data internationally, we ensure appropriate safeguards are in place. This includes using providers with adequate data protection frameworks, implementing standard contractual clauses, and ensuring compliance with both Australian Privacy Principles and international data protection standards.

8. Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience on our platform. These technologies help us understand how you use our services and improve functionality.

  • Essential Cookies: Required for basic website functionality and security
  • Analytics Cookies: Help us understand user behavior and improve our services
  • Preference Cookies: Remember your settings and customize your experience
  • Marketing Cookies: Used to deliver relevant content and measure campaign effectiveness

You can control cookie preferences through your browser settings, though disabling certain cookies may affect website functionality.

9. Changes to This Policy

We may update this privacy policy from time to time to reflect changes in our practices or legal requirements. When we make significant changes, we will notify you through your registered email address or by posting a notice on our website.

We encourage you to review this policy periodically to stay informed about how we protect your information. Your continued use of our services after any changes indicates your acceptance of the updated policy.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18 years of age. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately so we can take appropriate action.

Contact Us About Privacy

If you have questions about this privacy policy or want to exercise your rights, please contact us:

Level 1/1 Burelli St, Wollongong NSW 2500, Australia

Phone: +61894974329

Email: info@brelmoranidamedia.sbs